“To begin with the end in mind means to start with a clear understanding of your destination.”  Stephen R. Covey

What would a retirement date on the calendar mean to you? Not just a hypothetical date, but a REAL date. Who wouldn’t want to know when they could retire? When they do, will the plan they put in place work? It’s one of the most important topics of our lives, yet very few of us understand how to actually do it.

getting to retirement

Getting to retirement is only one-half of the equation. The other half is what happens when you get into retirement. You’ve dreamed about retirement, but will you have enough money to live that dream? Will you outlive your money? These are essential questions with important answers. Solid retirement planning takes into account all of this.

It’s not only about the size of your 401(k) or Individual Retirement Account (IRA), but it dives deeper into your future income needs, future expenses, taxes in retirement, health, and long-term care needs.


No matter what phase of the planning process you are in, having a financial advisor as a part of the process is critical.

Phase 1 – Accumulation Phase


Phase 2 – Planning & Protection


Phase 3 – Distribution Phase



Schedule a one-hour appointment to learn more about what a partnership with Bobby and RPA Financial is all about. Schedule online or call. It’s totally FREE!

RPA Financial